Acorn Finance

States where Acorn Finance provides lending

Where does Acorn Finance Operate

Acorn Finance is concerned with the safety of your personal information.

Acorn Finance Security Policy

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Chuck Horton

Questions around applying for a personal loan with Acorn Finance

Apply for Loan FAQ

Hard vs. Soft Inquiries on Your Credit Report

Does Acorn Finance Use a Soft Credit Inquiry?

breakdown of documents typically needed by lenders to help prepare for the process of obtaining a loan

Documents Needed by Lenders in the Application Process

Once you submit the Acorn Finance application form, you receive real-time offers from multiple lenders in seconds.

Do you approve credit applications instantly?

Does it cost anything to apply for a loan?

How to clear your previous offers and submit a new application

Trying to Re-apply?

Can I get a loan being self-employed?

How using auto-pay can reduce your monthly interest rate.

Auto-Pay Option

Application Process

Learn more about common errors, as well as lender criteria that can impact offers.

Factors That Can Affect Pre-qualified Offers

How debt-to-income ratio (DTI) affects what offers you receive and how to figure out yours.

The impact of your debt-to-income ratio (DTI) when applying for a loan

If I have less than perfect credit, can I get a loan?

Why do credit scores matter so much?

How to know when adding a co-borrower will help

When should I add a co-borrower

Factors that Affect Pre-qualified Offers

Interest rates are calculated by each lender according to their assessment of the risk of the borrower.

How are interest rates determined?

2 to 12 years (144 months) depending on your loan amount. Home Equity products in mid 2021 will provide options for terms up to 30 years.

How long do I have to pay back a loan?

Understanding how your credit history impacts your offers

How do lenders decide who to lend to?

Lenders, Rates and Products

Find answers and get help from Intercom Support and Community Experts

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