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Factors that Affect Pre-qualified Offers
If I have less than perfect credit, can I get a loan?
If I have less than perfect credit, can I get a loan?
Judy avatar
Written by Judy
Updated over a week ago

Yes, but the lower your credit score the more expensive the loan will be. Generally speaking, if you have a credit score lower than 620 then the rates may be considerably higher. The maximum rate our lenders charge is the lower of either the state's maximum or 36%.

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