Options for projects from $25K-$500K (where available)

Loans funded in as little as 11 days, but funding times may vary

Flexible 30-year term with no prepayment penalties

With a Home Equity Loan, you can free up money with lower rates and monthly payments. With a fast digital process and expert guides to help, homeowners get a simple, convenient and cost effective way to tap into their home's equity. Available in California, Colorado and Illinois (rapidly expanding across all states)

With a Home Equity Investment, you can get cash up front, with no monthly payments. You get a lump sum now in exchange for an agreed-upon share of your home’s future appreciation. Available to homeowners in Arizona, California, Florida, Michigan, New York, North Carolina, Oregon, Virginia, Colorado, Connecticut, Illinois, Minnesota, Pennsylvania, Washington, Washington, DC (additional states will be added in the next 30 days)

Home Equity Loan options for projects from $25K-$500K and up to 30-year financing. Homeowners get a simple, convenient, cost effective way to tap into their home's equity.

Available in California, Colorado and Illinois (rapidly expanding across all states)

Loans funded in as little as 11 days*

Full appraisal not required*

No need to refinance your first mortgage

Home Equity Investment: options for projects from $35K-$500K and up to 30-year financing. Homeowners get a lump sum payment without the added burden of a monthly payment.

A Home Equity Investment Partner like Point invests in your home by paying you the funding amount today. Instead of making monthly payments, you will then pay an agreed-upon share of your home's future appreciation before the end of the term—usually when you sell or refinance.