The Upgrade Card through Upgrade combines the flexibility of a credit card with the predictability of a personal loan. Use the Upgrade Card online and at retail locations or have funds sent to your bank account. The rate and terms are fixed, so you can set your budget and stay away from unpredictable payments.
Upgrade Card
Affordable credit line and 1.5% cashback rewards on payments*
No fees
Credit lines from $500 to $25,000**
Unlimited 1.5% cashback on payments*
Use wherever Visa® is accepted with safe and fast contactless technology***
† If there are changes to your credit score, other risk factors, or market conditions, the availability of your remaining credit, the interest rate, and the length of the credit offered may be adjusted for future draws. The terms on your existing balances will never change.