Upgrade Moving Loan Disclosure

These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.

Loans may be disbursed in one or more Advances. The Loan terms provided above are estimates based on the assumption that the total order value (i.e., the Principal Amount of the Loan) is disbursed in a single advance upon execution of the Borrower Agreement. Actual Loan terms may vary depending on, among other things, the exact number of Advances, the amount of each Advance and the date on which each Advance will occur.
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​Fixed Payment Offers
*For example, if a borrower receives a $10,000 loan with a 10-year term and a 13.80% Annual Percentage Rate (APR) and the loan is disbursed immediately in 1 advance, the borrower will have a required monthly payment of $238.29.
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​Promotional Financing Offers

**For example, under this promotional plan (i.e., payments are required monthly during the 12 months promotional period beginning after we disburse the first advance, and interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period), if a borrower receives a $10,000 loan with a 10-year term and a 29.49% Annual Percentage Rate (APR), the loan is disbursed in 1 advance, the borrower will have a required monthly payment of $200.30 during the promotional period. During the promotional period, payments will be applied to the outstanding principal amount, but paying only the required monthly payment amount will not repay the loan amount in full. If the loan is not paid in full by the end of the promotional period, interest accrued during the promotional period will be added to your monthly payment on a pro-rata basis for the remainder of the loan term, and the borrower will have a required monthly payment of $222.54 after the promotional period ends. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived.
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